1. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Type: Life Insurance
Eligibility: People aged 18 to 50 years with a bank account
Premium: ₹330 per annum
Coverage: ₹2 lakh in case of death (any cause)
Validity: One year (renewable annually)
2. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Type: Accident Insurance
Eligibility: People aged 18 to 70 years with a bank account
Premium: ₹20 per annum
Coverage:
₹2 lakh for accidental death or full disability
₹1 lakh for partial disability
3. Atal Pension Yojana (APY)
Type: Pension Scheme
Eligibility: Citizens aged 18 to 40 years, mainly targeting workers in the unorganized sector
Contribution: Based on age and desired pension amount
Pension Benefits: Monthly pension of ₹1,000 to ₹5,000 after the age of 60, depending on contributions
