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How To Register Banking Complaints Online

✅ You can Register a Complaint via RBI’s Complaint Management System (CMS)

Website: https://cms.rbi.org.in

Steps:

  1. Visit the CMS Portal:
    Go to https://cms.rbi.org.in

  2. Click on “File a Complaint”

  3. Choose the Entity:
    Select the bank, NBFC, or payment system you want to complain against.

  4. Provide Details:

    • Personal information (name, contact, etc.)

    • Complaint details (account type, issue, dates, etc.)

    • Attach supporting documents (if any)

  5. Submit the Complaint

  6. Receive Acknowledgement:
    You’ll get a complaint number to track the status.

Register a Complaint via Your Bank’s Website

Most banks offer online grievance redressal. Visit the bank’s official website and find the “Customer Grievance” or “Complaints” section. Common steps include:

  1. Fill the online complaint form

  2. Enter details like account number, branch, nature of complaint, etc.

  3. Submit and note the complaint/reference number

Other Channels

  • Email to RBI:
    You can email RBI at: crpc@rbi.org.in

  • Phone (RBI CMS Help Desk):
    14448 (toll-free number for digital payments complaints)

  • Offline:
    You can also send a physical complaint to the Banking Ombudsman (as per RBI zones).

Tips Before Filing:

  • Always first approach the bank’s grievance cell.

  • If unsatisfied within 30 days, escalate to RBI CMS.

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