pm yojana

1. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Type: Life Insurance Eligibility: People aged 18 to 50 years with a bank account Premium: ₹330 per annum Coverage: ₹2 lakh in case of death (any cause) Validity: One year (renewable annually) 2. Pradhan Mantri Suraksha Bima Yojana (PMSBY) Type: Accident Insurance Eligibility: People aged 18 to 70 years with a bank account Premium: ₹20 per annum Coverage: ₹2 lakh for accidental death or full disability ₹1 lakh for partial disability 3. Atal Pension Yojana (APY) Type: Pension Scheme Eligibility: Citizens aged 18 to 40 years, mainly targeting workers in the unorganized sector Contribution: Based on age and desired pension amount Pension Benefits: Monthly pension of ₹1,000 to ₹5,000 after the age of 60, depending on contributions